Many people who plan to retire soon would like to get the most Social Security Check having worked all their lives. However, to get this maximum benefit, people must take into account factors such as their full retirement age (AGE) and social security contributions. While it’s not impossible to qualify for this monthly benefit, it does require more planning and knowledge of all the requirements you need to meet to receive your $4,873 monthly check. If you’re looking forward to retiring soon, check here for all the information about Social Security payout amounts.
Social Security payments are essential to pay for daily living expenses, health care, housing, entertainment, taxes, debt, travel and hobbies for millions of seniors age 65 and older. Without these benefits, many seniors would find themselves living in poverty. Although 12% of the elderly need help today, more than half of them would be in need if Social Security it has not provided them with the monthly benefits that enable them to make ends meet. According to the Economic Policy Institute, 30 percent of older beneficiaries receive more than 90 percent of their income from Social Security.
Which American seniors are eligible for the $4,873 Social Security check?
Depending on you full retirement age (FRA), your work history, and the amount of Social Security contributions you’ve paid into the system, there are different Social Security payment amounts available to retirees. To qualify for the $4,873 monthly payment, retirees must have claimed benefits by age 70 and paid into the Social Security system based on their highest taxable earnings in the past 35 years. However, if you do not meet these requirements, other payment amounts are available, as described here:
Social Security Check | Requests |
Monthly check $1900 | This monthly check is only given to retired workers who previously claimed Social Security payments but did not contribute higher taxable earnings. |
Monthly check of $2,710 | This monthly check is given to retired workers who claimed benefits before reaching their full retirement age (FRA), which was set at 62 in 2024. |
Monthly check $3,822 | This monthly check is given to retired workers who claim benefits at full retirement age (FRA), currently set at 67. |
When will the social security check be delivered in June?
According to Payment of Social Security SCHEDULE this month, retired workers will receive four rounds of payments throughout the month. The first round of payments will go to all retirees who claimed benefits before May 1997, and they will receive their Social Security check regardless of their date of birth. Once this payment is submitted, Social Security will deliver the last three rounds of payments on the second, third and fourth Wednesday of the month. This means that retired workers will see their funds on June 12, 18 and 26. Below you can find the full payment schedule for pensioners in June:
Social Security Financial Programs | Social Security payment date | Social Security payment criteria |
SSI benefit | No monthly payments | Payment rescheduled for May 31 due to June 1 (Saturday) |
Retirees, survivors, and disabled individuals who claimed benefits before 1997 | June 3 (Monday) | All beneficiaries who applied before May 1997 |
Retirees, survivors and disabled people who claimed benefits after 1997 | June 12 (Wednesday)
June 18 (Tuesday) June 26 (Wednesday) |
Day of birth: 1-10.
Day of birth: 11-20. Day of birth: 21-31. |
Please remember that to keep up to date with all upcoming payment dates throughout the year, you can visit official benefit payment plan. Additionally, if you have questions or additional questions you’d like to ask about your monthly benefits, check My Social Security Account, where you can submit and request orders online. Finally, if you haven’t received your payment by the due date, wait at least three mailing dates before contacting SSA customer care.
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